The words unsecured and low rate wont usually be used to describe the same loan. Usually in granting an unsecured loan a lender is taking a greater risk with you and will therefore charge higher interest. This could be about 2-6% more per annum than a secured loan for the same amount.
Unsecured loans for people with bad credit will definitely have high interest rates as someone with bad credit and no security you would pose a big risk for the bank.
Loans, especially for a person with bad credit are likely to be of lower value in the region of a few hundred dollars. This is another way that the banks limit their risk, when lending only small amounts at this risk level. If you need a bigger loan amount or a less interest rate it will pay to shop around.
You may need a no credit check loan oneday, it can be useful to do the research now to find the best value loan. It would be of your benefit to ask a finance advisoryour options.
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